Design a Community Savings Model That Keeps Youth Sports Clubs Alive in Secondary Cities

Youth sports clubs across Nigerian secondary cities are a genuine community institution. In Aba, in Kano, in Ilorin, a single football or basketball club can anchor a neighbourhood: giving young men and women structure, identity, and a reason to show up somewhere regularly. The problem is almost always financial. Most clubs survive on one local patron, and when that patron relocates, cuts back, or dies, the club folds within a season. This is a structural problem, not a motivation problem. The members are committed. The coaches are often volunteers. The issue is that clubs have no model for distributed, recurring community financing that does not depend on a single individual or on winning a grant competition. Your deliverable is a financial sustainability model for a grassroots youth sports club with 40 to 80 members in a Nigerian secondary city of your choice. The model should cover: a community savings mechanism (you may adapt the ajo/esusu tradition), a tiered membership or supporter structure, a small revenue stream from club activities, and a reserve fund concept. Present it as a one-page model canvas and a short explanatory document (no more than 1,500 words) that a club secretary with a secondary school education could read and begin implementing. You are not designing a business plan for investors. You are designing something real people will actually run. The best submissions will show they understand what 'recurring commitment' means in a community where incomes are irregular, and will offer a realistic minimum viable version of the model that costs nothing to start.