Build the Infrastructure for Diaspora Investment in Nigerian Communities

The Nigerian diaspora is the country's most consistent development finance partner. But most diaspora giving is personal remittances to family members — sporadic, inefficient, and untaxed. Attempts to channel diaspora money into structured community projects (roads, schools, water) have repeatedly failed due to lack of trust, no accountability for how funds are used, and no technology infrastructure for collective investment. Your challenge is to design a diaspora community investment platform that enables Nigerians abroad to pool resources for specific development projects in their home communities. It must include transparent project vetting, real-time spending visibility, community governance of project selection, and mobile money distribution to local contractors. Submit a platform design document (max 12 pages) including: how projects are proposed and vetted, how diaspora contributors vote on priorities, spending transparency mechanism, local contractor engagement model, financial controls, and a plan to run five pilot projects across three states. Judging criteria: 35% trust and accountability design, 30% diaspora usability and payment model, 20% local governance structure, 15% pilot plan.