Modernise Nigeria's Community Welfare Associations for the Digital Age

Nigeria's community associations — Igbo town unions, Yoruba hometown associations, northern community welfare groups — are some of the country's most effective social organisations. They build roads, fund scholarships, support bereaved families, and mediate disputes. They collectively manage enormous sums. And they do all of this without any digital infrastructure, often with minimal financial transparency, and with governance challenges that create fraud and conflict. Your challenge is to design a digital platform for Nigerian community associations that provides transparent financial management, democratic governance tools (online voting, project proposals), member communication, and social welfare fund management (burial support, emergency loans). It must work for community members in Nigeria and abroad simultaneously. Submit a platform design document (max 12 pages) including: the financial management architecture, governance and voting design, welfare fund management, diaspora member integration, mobile money and bank transfer integration, data privacy model, and a plan to onboard 500 community associations in two years. Judging criteria: 35% financial transparency and governance design, 30% welfare fund management, 20% diaspora integration, 15% association onboarding plan.