Eker's practical financial system is his six-jar method. He recommends dividing income into six specific allocations, each serving a different financial purpose. FFA (Financial Freedom Account): 10% of income, invested and never spent except for investments that produce passive income. This is the wealth-building jar. The rule is that once money goes in, it never comes out for spending. It is deployed only to produce more money. LTSS (Long-Term Savings for Spending): 10%, for large future purchases: a home, a car, an education, a holiday. The discipline is saving for these things rather than buying them on credit. Education: 10%, invested only in your own learning and development. Necessities: 55%, all living costs. Play: 10%, spent completely every month on something that genuinely nurtures you. The discipline is spending this entire jar on enjoyment, not saving it. It trains the unconscious that money is something to enjoy, not just to anxiously accumulate. Give: 5%, donated to causes or people outside yourself. Eker's argument for the system is not primarily mathematical. It is psychological. The system instils the habits, disciplines, and relationships with money that produce the financial blueprint of a wealthy person, even when the amounts are small. Starting the system with any income, no matter how small, is the discipline.